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This is the best Udemy Personal Finance Masterclass – Easy Guide to Better Finances coupon code discount for 2026.

So if you’re interested in Phil Ebiner’s “Personal Finance Masterclass – Easy Guide to Better Finances” course, which will help you increase your Finance & Accounting skills, get your discount on this Udemy online course up above while it’s still available. (The coupon code will be instantly applied.)

Personal Finance Masterclass – Easy Guide to Better Finances review for 2026

In our review of this course, we try to help you answer all of your most important questions about Personal Finance Masterclass – Easy Guide to Better Finances as quickly and efficiently as possible, so that you can determine whether this online education training is worth your time and money.

Feel free to jump to whatever question you want answered the most.

Here’s what you’ll learn:

Why use PFM-EGTBF as an abbreviation of the course name?

During our Personal Finance Masterclass – Easy Guide to Better Finances course review, you might sometimes see us refer to it as PFM-EGTBF for the following 2 reasons:

1. We created the acronym by taking the first letter of every word (which was very ingenious and innovative, we know)
2. We’re lazy and PFM-EGTBF is simpler and easier for reviewing purposes

The full course name is 60 characters long, including blanks, while PFM-EGTBF is 9 characters long.

You do the math.

Okay, we’ll do the math. We’re saving 51 characters every time we use PFM-EGTBF.

So, just a heads up that we’ll be using this abbreviation sometimes, so you’re not left scratching your head and wondering what the heck we’re talking about whenever we refer to PFM-EGTBF throughout the remainder of this review.

Is the Personal Finance Masterclass – Easy Guide to Better Finances course for you?

To determine whether Phil Ebiner’s Udemy course is a good fit for you or not, ask yourself the following questions down below.

The more you answer “yes” to each question, the more likely it is that you’ll like this course.

Can you understand what Phil Ebiner’s course is about in 30 seconds or less?

Hopefully, you can easily grasp in 10 seconds or less what this online course is about simply by taking a look at the title that Phil Ebiner chose for the course, “Personal Finance Masterclass – Easy Guide to Better Finances”, as well as its subtitle: “Your complete personal finance guide to understanding finances. Save more, invest smarter, reduce loans, retire earlier!”.

This combo of title and subtitle should be enough to communicate the purpose of the training if Phil Ebiner is a good, clear communicator (which, of course, you want in a teacher).

In our opinion, if you still don’t know what PFM-EGTBF is about after looking at these two things, then this is a red flag, and you might be better off not taking this class.

Among other things, it means Phil Ebiner hasn’t clearly and accurately conveyed what the course is about and might not be the best teacher for you.

For similar reasons, it’s important that you’re able to clearly understand what Personal Finance Masterclass – Easy Guide to Better Finances is all about from the first few lines of the course description.

So take just a few seconds to read the opening lines down below and see what you think of them. 

Opening lines of Phil Ebiner’s official description of PFM-EGTBF

This online personal finance course will teach you how to master your money, how to grow your income, reduce your debt, budget the smart way, invest your money, and much more!

If you answered yes to any of these questions, you’re in the right place. We know how hard it is to get by in the modern world. We understand your struggles. Heck, we’ve lived them. But we’ve been able to turn it around ourselves, to not just survive but to THRIVE!

Phil paid off over $140,000 in student loan debt and built a 6-figure side business within 5 years of college graduation. Mike & Lauren are on the path towards super-early retirement, are the ultimate personal finance hackers, and are currently traveling the country with their newborn son.

(Read more about this course on the official course page.)

Does PFM-EGTBF pass the 30 Seconds Test?

You can read a lot more about Personal Finance Masterclass – Easy Guide to Better Finances on the official course page on Udemy, but the point is this: are the title, subtitle, and just the first few lines of the description enough to help you understand what the course is about?

If so, Phil Ebiner has done a good job and can be considered more trustworthy and a good communicator, which are important qualities for any teacher.

And, if not, maybe you’re better off looking at other Finance & Accounting classes that are more clearly defined and more tailored to your specific interests.

Did Personal Finance Masterclass – Easy Guide to Better Finances appeal to you in 30 seconds or less?

Now that you’ve done the 30 Second Test with PFM-EGTBF above, what is your gut reaction to this Finance & Accounting course with only the basic information of its title, subtitle, and the first few opening lines of its official course summary?

Did Phil Ebiner do a good job conveying its subject matter, and did it immediately get your attention and appeal to you?

If so, Phil Ebiner’s online course is certainly worth considering some more.

But if not, perhaps it’s in your best interest to consider some other Finance & Accounting courses instead, because clear communication and being able to hook and maintain your interest are two very important qualities for your online learning success.

Does Phil Ebiner sound like a course instructor you’d like to learn from?

You’ve already learned how to use The 30 Second Test to make a quick evaluation of whether the PFM-EGTBF course is worth taking.

We have a similar 15 Second Bio Test where you read only the first few lines of an instructor’s background — in this case, Phil Ebiner’s background — and then you make a quick, snap judgment as to whether you think the instructor would be ideal for you.

There is no right or wrong answer. It’s just about going with your gut instinct. What might appeal to one potential student might alienate another, and vice versa.

(FYI, all Udemy instructors, including Phil Ebiner, have a Udemy profile on their course page, so you can easily check for a bio and background on the Udemy website that way. We’re only including the first few lines of the bio down below for The 15 Second Bio Test).

Opening lines from Phil Ebiner’s Udemy bio

My passion is inspiring people through online courses. I love learning new skills, and since 2012 have been teaching people like you everything I know. Through my online learning business, Video School Online, I create courses that teach you how to become the better version of yourself with all kinds of skills.; Hi there, we are Mike and Lauren! We like to travel, build things, and make videos. We plan on retiring extremely early by saving a high percentage of our income. We post videos about personal finance and DIY projects every Friday and Sunday.

(Learn more about this instructor on the official course page.)

What did you think about Phil Ebiner after reading just the first few lines of the bio above?

After reading just the first few lines about Phil Ebiner, did it make you more or less interested in taking the PFM-EGTBF course?

And did it make you feel like Phil Ebiner was more or less credible and qualified to teach Personal Finance Masterclass – Easy Guide to Better Finances?

Finally, overall, did you feel like you’d receive the proper training from the instructor of this Finance & Accounting course?

As always, we encourage you to listen to your gut instinct, which is different for every student.

Are the PFM-EGTBF lessons clear, specific, and organized well?

Part of the (good) problem with Udemy’s online courses, such as the Personal Finance Masterclass – Easy Guide to Better Finances course, is that the instructors are constantly updating them, including adding and renaming lessons.

So it makes no sense whatsoever for us to list out all the modules and lessons in the PFM-EGTBF course here, because you can just as easily go to the Udemy course page and get all the up to date course structure as of right now.

We do, however, have some tips about reviewing Phil Ebiner’s course structure, so that you can get a better sense of whether this program is worth your time or not.

In a nutshell, you want to scan the the titles of the different sections and lessons of the course, and verify that they are clearly relevant to the course’s name, Personal Finance Masterclass – Easy Guide to Better Finances, as well as the course’s subtitle, Your complete personal finance guide to understanding finances. Save more, invest smarter, reduce loans, retire earlier!.

If the section names and lessons are clear, specific, and relevant, then it’s a good sign that PFM-EGTBF is potentially a good, useful course for you, and you can have more confidence in Phil Ebiner’s teaching abilities and lesson planning.

On the other hand, if the module names are confusing, vague, or irrelevant, then this is a red flag, which might indicate that the program is worth skipping.

Have you taken some free lessons from Phil Ebiner that you enjoyed?

Have you already learned something from Phil Ebiner that you valued or enjoyed?

For example, does the Personal Finance Masterclass – Easy Guide to Better Finances training have some free lessons that you can try? (Almost all Udemy instructors will give you at least one or two lessons for free to help you make a better, more informed decision before enrolling in their course.)

But if you weren’t able to get any PFM-EGTBF lessons for free, have you perhaps watched a YouTube video by Phil Ebiner, or perhaps come across this instructor’s thoughts on Quora, Facebook, LinkedIn, Github, Reddit, or some other platform?

Or have you perhaps even taken one of Phil Ebiner’s free courses or free webinars? (Many online teachers offer these freebies, which is a great way to get to know them and evaluate their teaching methods before buying one of their courses.)

In any case, the more familiar you are with Phil Ebiner’s teaching methods, and the more you enjoy them, the more likely it is that Personal Finance Masterclass – Easy Guide to Better Finances will be a good fit for you.

(P.S.: We strongly encourage you to seek out some free instruction from Phil Ebiner before purchasing this course, since it’s one of the best ways to determine whether PFM-EGTBF will be helpful for you.)

Are “Personal Finance Masterclass – Easy Guide to Better Finances” reviews generally positive?

On the bottom of the PFM-EGTBF page, you can read student reviews of the class.

Prior to January 09, 2026, there were 3,699 students enrolled, 1,745 reviews / ratings, and it was overall rated 4.3 out of 5.

Obviously, the more highly other students rate PFM-EGTBF the better, but no matter what, keep an open mind when reading the reviews, since you might still like a course a great deal that other students dislike.

After all, everyone’s got their own opinion.

We recommend that you spend only a couple minutes scanning the PFM-EGTBF reviews to get an overall sense of them. You don’t have to read each one!

Is Phil Ebiner responsive to student questions in the PFM-EGTBF training?

You can see what other students have to say about this in their PFM-EGTBF reviews.

But, our simple all time favorite way of gauging an instructor’s responsiveness is to simply email the instructor and see if or how they respond.

In this case, Udemy has a messaging system for students / anyone who has an account, and you can send Phil Ebiner a message through this system quite easily, even if you haven’t bought PFM-EGTBF yet.

For example, you could say, “Hi, and I came across PFM-EGTBF while looking at Finance & Accounting courses on Udemy. If I enroll in your training, would you mind if I asked you any questions along the way?”

If you use this approach, the response (or lack of response) from the professor will tell you everything.

Obviously, the quicker the response the better!

Are you comfortable going through the lessons in Personal Finance Masterclass – Easy Guide to Better Finances on your own, online?

This is a big one, because Personal Finance Masterclass – Easy Guide to Better Finances is an online course as opposed to a course that you physically take in a classroom.

Of course, you will need a good internet connection to have access to the course material and lessons, but beyond that, you also have to be comfortable being self motivated to some degree, being on your own, and not having any physical interaction with any of the other students taking Personal Finance Masterclass – Easy Guide to Better Finances.

Yes, you will be able to interact with the students and the teacher, Phil Ebiner, online, but it’s a different kind of experience than what you’d get if you were interacting with them in person.

This is not a big deal to most people, but it might be something for you to consider if you feel like you do better taking classes in person rather than learning online.

Do the pros / benefits of PFM-EGTBF make it worth your time?

Ideally, if you’ve gone through the evaluation steps above, you have a list of positive things about the Personal Finance Masterclass – Easy Guide to Better Finances training that looks something like this:

• The purpose of PFM-EGTBF can be clearly grasped and understood, and its lesson structure is clear, specific, and well organized
• Phil Ebiner is well qualified to teach this subject matter, has good teaching abilities, and is responsive to student questions
• Other PFM-EGTBF students have great things to say about the program

Other benefits include:

• You get to go through PFM-EGTBF at your own pace
• You join a community of 3,699 other students taking the course
• You get lifetime access to the training
• All updates to the training are free
• You have a 30 day money back guarantee

Even if there are some things that you don’t like about the program, so what?

The question is simply this: do you think that PFM-EGTBF would be worth your time, even if there are some things that could be better about it?

Can you comfortably afford PFM-EGTBF?

Can you comfortably afford the cost of Personal Finance Masterclass – Easy Guide to Better Finances?

This is an important question to answer, because even if you think PFM-EGTBF sounds like the greatest online class in the world, it’s still not worth taking if you can’t comfortably afford it!

Before January 09, 2026, the price was $16.99 before any Udemy discount, and you were able to pay with a credit card.

Keep in mind that this is a Udemy online course, and there’s a great chance that you can get a solid discount on PFM-EGTBF with Udemy coupons / promo codes, especially with the strategies we provide for helping you find the best, most popular coupons available.

We’ll cover that in greater detail in the next section, because at the end of the day, its important that you can learn whatever you want to learn without getting into a lot of credit card debt.

How can you maximize your discount on Personal Finance Masterclass – Easy Guide to Better Finances?

By far, the easiest way to get the best and biggest discount on this course is to use the Personal Finance Masterclass – Easy Guide to Better Finances discount code link at the top of this page.

It will instantly give you the best coupon code we could find for Phil Ebiner’s online training.

We don’t believe there’s a bigger discount than the one we provided, but if for some reason you’d like to try find one, you can use the methods below to hunt for the best PFM-EGTBF course coupons and promo codes you can find.

FYI, the methods below will help you not just with getting PFM-EGTBF for a better price, but also with any other Phil Ebiner Udemy course that you’d like to get for cheaper.

How can Google help you get a PFM-EGTBF discount?

To use this method, do a Google search for the PFM-EGTBF training, but in your search query, be sure to add words like coupon code, promo code, deal, sale, discount, and Udemy.

For example, you might do a search for “Udemy Personal Finance Masterclass – Easy Guide to Better Finances promo code” or “Personal Finance Masterclass – Easy Guide to Better Finances udemy coupon codes” and see what turns up.

Similarly, you can use the same combination of search terms with Phil Ebiner’s name and see what happens.

For example, you might do a Google search for “Phil Ebiner Udemy coupons” or “Phil Ebiner course coupon codes” and see if that helps you.

However, in general, it’s far more powerful to do a search for deals and coupon codes with the actual training’s name, than with the instructor’s name.

So in this case, for example, prioritize searches for “Personal Finance Masterclass – Easy Guide to Better Finances coupons” rather than “Phil Ebiner coupons”.

How can a Udemy sale get you PFM-EGTBF for cheaper?

Every once in while, Udemy will do a sitewide sale where they offer all (or almost all) their courses at a discounted price. For example, one of the best sales is where every course is only $10 or $9.99.

So, if you’re interested in saving as much money as possible, you could wait and see if you can get PFM-EGTBF for this cheaper Udemy sale price one day.

The problem is that these sales only occur sporadically, so you might be waiting for a while. Also, if Phil Ebiner decides not to participate in the site wide sale, then you won’t get a discount on PFM-EGTBF, even though you could get a great discount on almost any other class at Udemy!

To understand this, think of there as being two different coupon categories for the PFM-EGTBF course. Category one is an official Udemy coupon (which instructors can opt out of), while category two is a coupon offered directly by the instructor.

At the end of the day, it doesn’t matter what kind of a coupon tag you’re dealing with (for example, “officially from Udemy” or “officially from the instructor”), as long as long as as you’re dealing with active coupons that get you a better price.

How can you get a PFM-EGTBF discount from Phil Ebiner?

If you’re really serious about getting “Personal Finance Masterclass – Easy Guide to Better Finances” for the cheapest price possible, then perhaps one of the most powerful things you can do is get a coupon code straight from Phil Ebiner, instead of waiting for a Udemy sale.

To do this, you can use either the direct approach or an indirect approach to try to get your discount.

With the direct approach, the big idea is to simply get Phil Ebiner’s contact info in some way or another (whether it’s email, or Twitter, or whatever else).

Then you send a message saying something like “I’m interested in enrolling in Personal Finance Masterclass – Easy Guide to Better Finances. Do you happen to currently have an active coupon code for it that I could use?” (And then, hopefully, you’ll get a reply with your discount code.)

On the other hand, with the indirect approach, you join Phil Ebiner’s mailing list, if you can find it, and then you hope that at some time PFM-EGTBF will be promoted to you at a discount.

By far, the more powerful approach is the direct approach, because it tends to get results faster. But you can experiment with the indirect approach and see if it works for you.

Can you get PFM-EGTBF for free?

Of course, the best possible price for the PFM-EGTBF training is free! As in, you pay no money whatsoever.

And guess what? Sometimes Udemy instructors provide coupon codes that enable students to take their courses for free. So, perhaps it’s possible that Phil Ebiner has done this.

Basically, if you’re trying to get this program for free, you will want to search for the course’s name along with other words like free coupon, or 100 off coupon.

For example, you might do a google search for “Personal Finance Masterclass – Easy Guide to Better Finances free coupon” or “Personal Finance Masterclass – Easy Guide to Better Finances 100 off coupon” and see what happens.

But keep this in mind: often, Udemy teachers will offer a free coupon for their course when it first opens to get some publicity and reviews. And then, after a few days, they’ll make the coupon expired.

So even Phil Ebiner has offered free coupons for PFM-EGTBF in the past, the odds are likely they will all be currently expired. This is a common pattern that we have found.

What about a PFM-EGTBF free download?

It’s important to understand that there’s a difference between getting full access to the PFM-EGTBF training for free legally with a free coupon code vs. finding a way to download PFM-EGTBF illegally.

If you really want to go the download route, you can do a google search for something like “Personal Finance Masterclass – Easy Guide to Better Finances download”.

And if that doesn’t get you the results you want, you can add the word “free” to your search.

For example, perhaps you could do a google search for “Personal Finance Masterclass – Easy Guide to Better Finances free download”.

However, even if you get some results from these searches, we do not recommend that you take this course of action.

First of all, there are some shady sites out there that could be trying to infect your computer.

Second, Phil Ebiner created this course and deserves monetary compensation for it.

And third, if you go the free download route, you’ll be missing out on a lot of value, because you won’t be able to ask the instructor questions or interact with the other 3,699 students enrolled in the program.

Can you get a refund on Personal Finance Masterclass – Easy Guide to Better Finances if you don’t like it?

Let’s say that you used our tips above, and you were able to buy the PFM-EGTBF training at a fantastic discounted price. So at this point, you’re super excited.

Then, you actually dive into Phil Ebiner’s course, and you discover that it just isn’t for you for whatever reason.

And now you’re super bummed, because you feel like it wasn’t money well spent.

Well, guess what?

Udemy offers a rock solid 30 day money back guarantee on all their courses, so you can get a refund on PFM-EGTBF no matter what. And this means there is absolutely no risk.

Indeed, even if you left a super negative, critical review on the PFM-EGTBF training, and then asked for your money back, you’d get a refund. For better or worse, there’s nothing Phil Ebiner could do about it, since it is simply Udemy policy.

To sum it up: yes, you can get a full refund, so at the end of the day, don’t worry about the possibility of purchasing PFM-EGTBF and not liking it, since you can always get your money back.

What is OCP’s overall rating of Personal Finance Masterclass – Easy Guide to Better Finances?

During this PFM-EGTBF review, you’ve learned about some of the unusual ways we like to evaluate courses, such as with The 30 Second Test and The 15 Second Bio Test.

So our overall review process is perhaps a little unusual and different from other reviews out there. Keep this in mind when you consider the overall rating / score that we have given this course.

Anyway, after taking a look at the PFM-EGTBF training, the instructor, Phil Ebiner, and reading what other students have said about this program, we give it an overall rating of 4.5 out of 5.

Ultimately, though, what matters most is what you would rate it based on the same criteria.

What are some potential alternatives to Personal Finance Masterclass – Easy Guide to Better Finances?

If you like this course, you might also be interested in:

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2. Group Life Coaching Certification

Training for life coaches who want to grow their business through offering life coaching groups.

Taught by Joeel & Natalie Rivera, Transformation Services Inc

3. Mind Power – Change Your Thought Process To Change Your Life

Change Your Belief System to Have a Breakthrough In personal as well as professional Life

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4. Get Productive: Time Management Hacks, Strategies and Tools!

Get more done by having more self control, better execution strategies, building a great team and having the best tools.

Taught by Doru Catana, Digital Marketing Specialist & Productivity Enthusiast

5. The Complete 3i Time Management Productivity System

Learn how to develop a top-down overview of your entire life, so that you always know what is most important to do

Taught by Joe Parys, Bestselling Instructor, 60 Courses, Serving 190,000 Students

TLDR: Just the quick facts about PFM-EGTBF

Okay, if all of this was Too Long Didn’t Read for you, here is the Cliff’s Notes version of what PFM-EGTBF’s online training is all about:

PFM-EGTBF coupon & course info

Course Name: Personal Finance Masterclass – Easy Guide to Better Finances

Subtitle: Your complete personal finance guide to understanding finances. Save more, invest smarter, reduce loans, retire earlier!

Instructor: Taught by Phil Ebiner

Category: Finance & Accounting

Subcategory: Personal Finance

Provided by: Udemy

Price: $16.99 (before discount)

Free coupon code: Get Udemy coupon code discount at top of page (no charge for coupon, especially since we are compensated for referrals via affiliate marketing)

PFM-EGTBF review info & popularity

Prior to January 09, 2026…

Students: 3,699 students enrolled

Ratings: 1,745 reviews

Rank: ranked #53f in Udemy Personal Development Courses in Udemy Finance & Accounting Courses

Rankings tip: rankings change all the time, so even if Personal Finance Masterclass – Easy Guide to Better Finances is a bestseller or one of the top Udemy courses one year, it doesn’t mean it will be a top Udemy course the next year

PFM-EGTBF final details

Languages: English

Skill level: All Levels

Lectures: 167 lectures lectures lessons

Duration: 7 total hours hours of video

What you get: You’ll be the master of your own finances.

Target audience: This course is for you if you want to improve your financial life

Requirements: Students should be open to being challenged in their preconceived financial beliefs

Access: Lifetime access

Peace of mind: 30 day money back guarantee

Availability: available online, as well as on iOS and Android

Download options: check course to see if you can download lessons