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This is the best Udemy Index Mutual Funds: Lower Cost-Risk & High Return Investing! coupon code discount for 2025.

So if you’re interested in Steve Ballinger, MBA’s “Index Mutual Funds: Lower Cost-Risk & High Return Investing!” course, which will help you increase your Finance & Accounting skills, get your discount on this Udemy online course up above while it’s still available. (The coupon code will be instantly applied.)

Index Mutual Funds: Lower Cost-Risk & High Return Investing! review for 2025

In our review of this course, we try to help you answer all of your most important questions about Index Mutual Funds: Lower Cost-Risk & High Return Investing! as quickly and efficiently as possible, so that you can determine whether this online education training is worth your time and money.

Feel free to jump to whatever question you want answered the most.

Here’s what you’ll learn:

Why use IMFLC&HRI as an abbreviation of the course name?

During our Index Mutual Funds: Lower Cost-Risk & High Return Investing! course review, you might sometimes see us refer to it as IMFLC&HRI for the following 2 reasons:

1. We created the acronym by taking the first letter of every word (which was very ingenious and innovative, we know)
2. We’re lazy and IMFLC&HRI is simpler and easier for reviewing purposes

The full course name is 60 characters long, including blanks, while IMFLC&HRI is 9 characters long.

You do the math.

Okay, we’ll do the math. We’re saving 51 characters every time we use IMFLC&HRI.

So, just a heads up that we’ll be using this abbreviation sometimes, so you’re not left scratching your head and wondering what the heck we’re talking about whenever we refer to IMFLC&HRI throughout the remainder of this review.

Is the Index Mutual Funds: Lower Cost-Risk & High Return Investing! course for you?

To determine whether Steve Ballinger, MBA’s Udemy course is a good fit for you or not, ask yourself the following questions down below.

The more you answer “yes” to each question, the more likely it is that you’ll like this course.

Can you understand what Steve Ballinger, MBA’s course is about in 30 seconds or less?

Hopefully, you can easily grasp in 10 seconds or less what this online course is about simply by taking a look at the title that Steve Ballinger, MBA chose for the course, “Index Mutual Funds: Lower Cost-Risk & High Return Investing!”, as well as its subtitle: “Investing in Index Mutual Funds And ETF Provide Low Risk and Low Cost Investing Plus Great Returns For Your Investment.”.

This combo of title and subtitle should be enough to communicate the purpose of the training if Steve Ballinger, MBA is a good, clear communicator (which, of course, you want in a teacher).

In our opinion, if you still don’t know what IMFLC&HRI is about after looking at these two things, then this is a red flag, and you might be better off not taking this class.

Among other things, it means Steve Ballinger, MBA hasn’t clearly and accurately conveyed what the course is about and might not be the best teacher for you.

For similar reasons, it’s important that you’re able to clearly understand what Index Mutual Funds: Lower Cost-Risk & High Return Investing! is all about from the first few lines of the course description.

So take just a few seconds to read the opening lines down below and see what you think of them. 

Opening lines of Steve Ballinger, MBA’s official description of IMFLC&HRI

****BRAND NEW COURSE LAUNCHED IN JANUARY 2016****

INVESTING IN INDEX FUNDS CAN BE A CORE LOW RISK AND LOW EXPENSE STRATEGY THAT CAN GENERATE BETTER INVESTMENT RETURNS THAN MOST ACTIVELY MANGED MUTUAL FUNDS.

HOWEVER, IT IS CRITICALLY IMPORTANT TO UNDERSTAND THESE INVESTMENTS AND HOW TO CHOOSE WISELY WHICH YOU WILL LEARN IN THIS COURSE.

(Read more about this course on the official course page.)

Does IMFLC&HRI pass the 30 Seconds Test?

You can read a lot more about Index Mutual Funds: Lower Cost-Risk & High Return Investing! on the official course page on Udemy, but the point is this: are the title, subtitle, and just the first few lines of the description enough to help you understand what the course is about?

If so, Steve Ballinger, MBA has done a good job and can be considered more trustworthy and a good communicator, which are important qualities for any teacher.

And, if not, maybe you’re better off looking at other Finance & Accounting classes that are more clearly defined and more tailored to your specific interests.

Did Index Mutual Funds: Lower Cost-Risk & High Return Investing! appeal to you in 30 seconds or less?

Now that you’ve done the 30 Second Test with IMFLC&HRI above, what is your gut reaction to this Finance & Accounting course with only the basic information of its title, subtitle, and the first few opening lines of its official course summary?

Did Steve Ballinger, MBA do a good job conveying its subject matter, and did it immediately get your attention and appeal to you?

If so, Steve Ballinger, MBA’s online course is certainly worth considering some more.

But if not, perhaps it’s in your best interest to consider some other Finance & Accounting courses instead, because clear communication and being able to hook and maintain your interest are two very important qualities for your online learning success.

Does Steve Ballinger, MBA sound like a course instructor you’d like to learn from?

You’ve already learned how to use The 30 Second Test to make a quick evaluation of whether the IMFLC&HRI course is worth taking.

We have a similar 15 Second Bio Test where you read only the first few lines of an instructor’s background — in this case, Steve Ballinger, MBA’s background — and then you make a quick, snap judgment as to whether you think the instructor would be ideal for you.

There is no right or wrong answer. It’s just about going with your gut instinct. What might appeal to one potential student might alienate another, and vice versa.

(FYI, all Udemy instructors, including Steve Ballinger, MBA, have a Udemy profile on their course page, so you can easily check for a bio and background on the Udemy website that way. We’re only including the first few lines of the bio down below for The 15 Second Bio Test).

Opening lines from Steve Ballinger, MBA’s Udemy bio

Dedicated to delivering online skill based development training where people can apply what they learned to immediate use. Steve has 25 years of experience in various leadership and management positions with a focus on training and development as well as direct international sales and operations management.

(Learn more about this instructor on the official course page.)

What did you think about Steve Ballinger, MBA after reading just the first few lines of the bio above?

After reading just the first few lines about Steve Ballinger, MBA, did it make you more or less interested in taking the IMFLC&HRI course?

And did it make you feel like Steve Ballinger, MBA was more or less credible and qualified to teach Index Mutual Funds: Lower Cost-Risk & High Return Investing!?

Finally, overall, did you feel like you’d receive the proper training from the instructor of this Finance & Accounting course?

As always, we encourage you to listen to your gut instinct, which is different for every student.

Are the IMFLC&HRI lessons clear, specific, and organized well?

Part of the (good) problem with Udemy’s online courses, such as the Index Mutual Funds: Lower Cost-Risk & High Return Investing! course, is that the instructors are constantly updating them, including adding and renaming lessons.

So it makes no sense whatsoever for us to list out all the modules and lessons in the IMFLC&HRI course here, because you can just as easily go to the Udemy course page and get all the up to date course structure as of right now.

We do, however, have some tips about reviewing Steve Ballinger, MBA’s course structure, so that you can get a better sense of whether this program is worth your time or not.

In a nutshell, you want to scan the the titles of the different sections and lessons of the course, and verify that they are clearly relevant to the course’s name, Index Mutual Funds: Lower Cost-Risk & High Return Investing!, as well as the course’s subtitle, Investing in Index Mutual Funds And ETF Provide Low Risk and Low Cost Investing Plus Great Returns For Your Investment..

If the section names and lessons are clear, specific, and relevant, then it’s a good sign that IMFLC&HRI is potentially a good, useful course for you, and you can have more confidence in Steve Ballinger, MBA’s teaching abilities and lesson planning.

On the other hand, if the module names are confusing, vague, or irrelevant, then this is a red flag, which might indicate that the program is worth skipping.

Have you taken some free lessons from Steve Ballinger, MBA that you enjoyed?

Have you already learned something from Steve Ballinger, MBA that you valued or enjoyed?

For example, does the Index Mutual Funds: Lower Cost-Risk & High Return Investing! training have some free lessons that you can try? (Almost all Udemy instructors will give you at least one or two lessons for free to help you make a better, more informed decision before enrolling in their course.)

But if you weren’t able to get any IMFLC&HRI lessons for free, have you perhaps watched a YouTube video by Steve Ballinger, MBA, or perhaps come across this instructor’s thoughts on Quora, Facebook, LinkedIn, Github, Reddit, or some other platform?

Or have you perhaps even taken one of Steve Ballinger, MBA’s free courses or free webinars? (Many online teachers offer these freebies, which is a great way to get to know them and evaluate their teaching methods before buying one of their courses.)

In any case, the more familiar you are with Steve Ballinger, MBA’s teaching methods, and the more you enjoy them, the more likely it is that Index Mutual Funds: Lower Cost-Risk & High Return Investing! will be a good fit for you.

(P.S.: We strongly encourage you to seek out some free instruction from Steve Ballinger, MBA before purchasing this course, since it’s one of the best ways to determine whether IMFLC&HRI will be helpful for you.)

Are “Index Mutual Funds: Lower Cost-Risk & High Return Investing!” reviews generally positive?

On the bottom of the IMFLC&HRI page, you can read student reviews of the class.

Prior to October 10, 2025, there were 209 students enrolled, 101 reviews / ratings, and it was overall rated 4.2 out of 5.

Obviously, the more highly other students rate IMFLC&HRI the better, but no matter what, keep an open mind when reading the reviews, since you might still like a course a great deal that other students dislike.

After all, everyone’s got their own opinion.

We recommend that you spend only a couple minutes scanning the IMFLC&HRI reviews to get an overall sense of them. You don’t have to read each one!

Is Steve Ballinger, MBA responsive to student questions in the IMFLC&HRI training?

You can see what other students have to say about this in their IMFLC&HRI reviews.

But, our simple all time favorite way of gauging an instructor’s responsiveness is to simply email the instructor and see if or how they respond.

In this case, Udemy has a messaging system for students / anyone who has an account, and you can send Steve Ballinger, MBA a message through this system quite easily, even if you haven’t bought IMFLC&HRI yet.

For example, you could say, “Hi, and I came across IMFLC&HRI while looking at Finance & Accounting courses on Udemy. If I enroll in your training, would you mind if I asked you any questions along the way?”

If you use this approach, the response (or lack of response) from the professor will tell you everything.

Obviously, the quicker the response the better!

Are you comfortable going through the lessons in Index Mutual Funds: Lower Cost-Risk & High Return Investing! on your own, online?

This is a big one, because Index Mutual Funds: Lower Cost-Risk & High Return Investing! is an online course as opposed to a course that you physically take in a classroom.

Of course, you will need a good internet connection to have access to the course material and lessons, but beyond that, you also have to be comfortable being self motivated to some degree, being on your own, and not having any physical interaction with any of the other students taking Index Mutual Funds: Lower Cost-Risk & High Return Investing!.

Yes, you will be able to interact with the students and the teacher, Steve Ballinger, MBA, online, but it’s a different kind of experience than what you’d get if you were interacting with them in person.

This is not a big deal to most people, but it might be something for you to consider if you feel like you do better taking classes in person rather than learning online.

Do the pros / benefits of IMFLC&HRI make it worth your time?

Ideally, if you’ve gone through the evaluation steps above, you have a list of positive things about the Index Mutual Funds: Lower Cost-Risk & High Return Investing! training that looks something like this:

• The purpose of IMFLC&HRI can be clearly grasped and understood, and its lesson structure is clear, specific, and well organized
• Steve Ballinger, MBA is well qualified to teach this subject matter, has good teaching abilities, and is responsive to student questions
• Other IMFLC&HRI students have great things to say about the program

Other benefits include:

• You get to go through IMFLC&HRI at your own pace
• You join a community of 209 other students taking the course
• You get lifetime access to the training
• All updates to the training are free
• You have a 30 day money back guarantee

Even if there are some things that you don’t like about the program, so what?

The question is simply this: do you think that IMFLC&HRI would be worth your time, even if there are some things that could be better about it?

Can you comfortably afford IMFLC&HRI?

Can you comfortably afford the cost of Index Mutual Funds: Lower Cost-Risk & High Return Investing!?

This is an important question to answer, because even if you think IMFLC&HRI sounds like the greatest online class in the world, it’s still not worth taking if you can’t comfortably afford it!

Before October 10, 2025, the price was $14.99 before any Udemy discount, and you were able to pay with a credit card.

Keep in mind that this is a Udemy online course, and there’s a great chance that you can get a solid discount on IMFLC&HRI with Udemy coupons / promo codes, especially with the strategies we provide for helping you find the best, most popular coupons available.

We’ll cover that in greater detail in the next section, because at the end of the day, its important that you can learn whatever you want to learn without getting into a lot of credit card debt.

How can you maximize your discount on Index Mutual Funds: Lower Cost-Risk & High Return Investing!?

By far, the easiest way to get the best and biggest discount on this course is to use the Index Mutual Funds: Lower Cost-Risk & High Return Investing! discount code link at the top of this page.

It will instantly give you the best coupon code we could find for Steve Ballinger, MBA’s online training.

We don’t believe there’s a bigger discount than the one we provided, but if for some reason you’d like to try find one, you can use the methods below to hunt for the best IMFLC&HRI course coupons and promo codes you can find.

FYI, the methods below will help you not just with getting IMFLC&HRI for a better price, but also with any other Steve Ballinger, MBA Udemy course that you’d like to get for cheaper.

How can Google help you get a IMFLC&HRI discount?

To use this method, do a Google search for the IMFLC&HRI training, but in your search query, be sure to add words like coupon code, promo code, deal, sale, discount, and Udemy.

For example, you might do a search for “Udemy Index Mutual Funds: Lower Cost-Risk & High Return Investing! promo code” or “Index Mutual Funds: Lower Cost-Risk & High Return Investing! udemy coupon codes” and see what turns up.

Similarly, you can use the same combination of search terms with Steve Ballinger, MBA’s name and see what happens.

For example, you might do a Google search for “Steve Ballinger, MBA Udemy coupons” or “Steve Ballinger, MBA course coupon codes” and see if that helps you.

However, in general, it’s far more powerful to do a search for deals and coupon codes with the actual training’s name, than with the instructor’s name.

So in this case, for example, prioritize searches for “Index Mutual Funds: Lower Cost-Risk & High Return Investing! coupons” rather than “Steve Ballinger, MBA coupons”.

How can a Udemy sale get you IMFLC&HRI for cheaper?

Every once in while, Udemy will do a sitewide sale where they offer all (or almost all) their courses at a discounted price. For example, one of the best sales is where every course is only $10 or $9.99.

So, if you’re interested in saving as much money as possible, you could wait and see if you can get IMFLC&HRI for this cheaper Udemy sale price one day.

The problem is that these sales only occur sporadically, so you might be waiting for a while. Also, if Steve Ballinger, MBA decides not to participate in the site wide sale, then you won’t get a discount on IMFLC&HRI, even though you could get a great discount on almost any other class at Udemy!

To understand this, think of there as being two different coupon categories for the IMFLC&HRI course. Category one is an official Udemy coupon (which instructors can opt out of), while category two is a coupon offered directly by the instructor.

At the end of the day, it doesn’t matter what kind of a coupon tag you’re dealing with (for example, “officially from Udemy” or “officially from the instructor”), as long as long as as you’re dealing with active coupons that get you a better price.

How can you get a IMFLC&HRI discount from Steve Ballinger, MBA?

If you’re really serious about getting “Index Mutual Funds: Lower Cost-Risk & High Return Investing!” for the cheapest price possible, then perhaps one of the most powerful things you can do is get a coupon code straight from Steve Ballinger, MBA, instead of waiting for a Udemy sale.

To do this, you can use either the direct approach or an indirect approach to try to get your discount.

With the direct approach, the big idea is to simply get Steve Ballinger, MBA’s contact info in some way or another (whether it’s email, or Twitter, or whatever else).

Then you send a message saying something like “I’m interested in enrolling in Index Mutual Funds: Lower Cost-Risk & High Return Investing!. Do you happen to currently have an active coupon code for it that I could use?” (And then, hopefully, you’ll get a reply with your discount code.)

On the other hand, with the indirect approach, you join Steve Ballinger, MBA’s mailing list, if you can find it, and then you hope that at some time IMFLC&HRI will be promoted to you at a discount.

By far, the more powerful approach is the direct approach, because it tends to get results faster. But you can experiment with the indirect approach and see if it works for you.

Can you get IMFLC&HRI for free?

Of course, the best possible price for the IMFLC&HRI training is free! As in, you pay no money whatsoever.

And guess what? Sometimes Udemy instructors provide coupon codes that enable students to take their courses for free. So, perhaps it’s possible that Steve Ballinger, MBA has done this.

Basically, if you’re trying to get this program for free, you will want to search for the course’s name along with other words like free coupon, or 100 off coupon.

For example, you might do a google search for “Index Mutual Funds: Lower Cost-Risk & High Return Investing! free coupon” or “Index Mutual Funds: Lower Cost-Risk & High Return Investing! 100 off coupon” and see what happens.

But keep this in mind: often, Udemy teachers will offer a free coupon for their course when it first opens to get some publicity and reviews. And then, after a few days, they’ll make the coupon expired.

So even Steve Ballinger, MBA has offered free coupons for IMFLC&HRI in the past, the odds are likely they will all be currently expired. This is a common pattern that we have found.

What about a IMFLC&HRI free download?

It’s important to understand that there’s a difference between getting full access to the IMFLC&HRI training for free legally with a free coupon code vs. finding a way to download IMFLC&HRI illegally.

If you really want to go the download route, you can do a google search for something like “Index Mutual Funds: Lower Cost-Risk & High Return Investing! download”.

And if that doesn’t get you the results you want, you can add the word “free” to your search.

For example, perhaps you could do a google search for “Index Mutual Funds: Lower Cost-Risk & High Return Investing! free download”.

However, even if you get some results from these searches, we do not recommend that you take this course of action.

First of all, there are some shady sites out there that could be trying to infect your computer.

Second, Steve Ballinger, MBA created this course and deserves monetary compensation for it.

And third, if you go the free download route, you’ll be missing out on a lot of value, because you won’t be able to ask the instructor questions or interact with the other 209 students enrolled in the program.

Can you get a refund on Index Mutual Funds: Lower Cost-Risk & High Return Investing! if you don’t like it?

Let’s say that you used our tips above, and you were able to buy the IMFLC&HRI training at a fantastic discounted price. So at this point, you’re super excited.

Then, you actually dive into Steve Ballinger, MBA’s course, and you discover that it just isn’t for you for whatever reason.

And now you’re super bummed, because you feel like it wasn’t money well spent.

Well, guess what?

Udemy offers a rock solid 30 day money back guarantee on all their courses, so you can get a refund on IMFLC&HRI no matter what. And this means there is absolutely no risk.

Indeed, even if you left a super negative, critical review on the IMFLC&HRI training, and then asked for your money back, you’d get a refund. For better or worse, there’s nothing Steve Ballinger, MBA could do about it, since it is simply Udemy policy.

To sum it up: yes, you can get a full refund, so at the end of the day, don’t worry about the possibility of purchasing IMFLC&HRI and not liking it, since you can always get your money back.

What is OCP’s overall rating of Index Mutual Funds: Lower Cost-Risk & High Return Investing!?

During this IMFLC&HRI review, you’ve learned about some of the unusual ways we like to evaluate courses, such as with The 30 Second Test and The 15 Second Bio Test.

So our overall review process is perhaps a little unusual and different from other reviews out there. Keep this in mind when you consider the overall rating / score that we have given this course.

Anyway, after taking a look at the IMFLC&HRI training, the instructor, Steve Ballinger, MBA, and reading what other students have said about this program, we give it an overall rating of 4.7 out of 5.

Ultimately, though, what matters most is what you would rate it based on the same criteria.

What are some potential alternatives to Index Mutual Funds: Lower Cost-Risk & High Return Investing!?

If you like this course, you might also be interested in:

1. Discover 8 Learning Styles and Become a Super Student!

Turn Yourself into a Pro Student – Customize the learning experience to match your personal learning style!

Taught by Silviu Marisca, Udemy Instructor Teaching 13 Courses and 22,400+ Students

2. How to get a new job in 30 days (or get a refund)

An A-Z guide to find and secure a new job in 30 days. Includes +4 hours of step by step content to land a new job!

Taught by Andrew Pyle, Instructor Extraordinaire

3. The Science of Happiness: Hacks & Skills to Flourish

Five weeks to discover positive psychology – including the latest research and tools to living your most awesome life.

Taught by Stella Grizont, Positive Psychology Expert, Founder of WOOPAAH

4. How To Position Yourself For A Better Paying Job In 2016!

Go from an ordinary employee to the kind of employee every employer dreams of and get the salary package you want!

Taught by Boomy Tokan, Teaches 22 Business courses on Udemy + Startup Consultant.

5. Fear Kills Everything – Stop It From Killing Your Success!

I will teach you how to defeat the Five Big Fears that will steal your success, cause you to fail, and make you afraid.

Taught by Stan Hustad, Udemy Teacher-Broadcaster-Writer-World-wide Business Coach

TLDR: Just the quick facts about IMFLC&HRI

Okay, if all of this was Too Long Didn’t Read for you, here is the Cliff’s Notes version of what IMFLC&HRI’s online training is all about:

IMFLC&HRI coupon & course info

Course Name: Index Mutual Funds: Lower Cost-Risk & High Return Investing!

Subtitle: Investing in Index Mutual Funds And ETF Provide Low Risk and Low Cost Investing Plus Great Returns For Your Investment.

Instructor: Taught by Steve Ballinger, MBA

Category: Finance & Accounting

Subcategory: Personal Finance

Provided by: Udemy

Price: $14.99 (before discount)

Free coupon code: Get Udemy coupon code discount at top of page (no charge for coupon, especially since we are compensated for referrals via affiliate marketing)

IMFLC&HRI review info & popularity

Prior to October 10, 2025…

Students: 209 students enrolled

Ratings: 101 reviews

Rank: ranked #157c in Udemy Personal Development Courses in Udemy Finance & Accounting Courses

Rankings tip: rankings change all the time, so even if Index Mutual Funds: Lower Cost-Risk & High Return Investing! is a bestseller or one of the top Udemy courses one year, it doesn’t mean it will be a top Udemy course the next year

IMFLC&HRI final details

Languages: English

Skill level: All Levels

Lectures: 37 lectures lectures lessons

Duration: 4 total hours hours of video

What you get: Describe and evaluate the differences between an Actively Managed Fund and an Index Fund

Target audience: This course is ideal for anyone looking to add a low cost and diversified type of investment into their holdings.

Requirements: No prior investing knowledge is required just a desire to learn.

Access: Lifetime access

Peace of mind: 30 day money back guarantee

Availability: available online, as well as on iOS and Android

Download options: check course to see if you can download lessons