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This is the best Udemy How The Economy Really Works coupon code discount for 2026.

So if you’re interested in Richard Duncan’s “How The Economy Really Works” course, which will help you increase your Finance & Accounting skills, get your discount on this Udemy online course up above while it’s still available. (The coupon code will be instantly applied.)

How The Economy Really Works review for 2026

In our review of this course, we try to help you answer all of your most important questions about How The Economy Really Works as quickly and efficiently as possible, so that you can determine whether this online education training is worth your time and money.

Feel free to jump to whatever question you want answered the most.

Here’s what you’ll learn:

Why use HTERW as an abbreviation of the course name?

During our How The Economy Really Works course review, you might sometimes see us refer to it as HTERW for the following 2 reasons:

1. We created the acronym by taking the first letter of every word (which was very ingenious and innovative, we know)
2. We’re lazy and HTERW is simpler and easier for reviewing purposes

The full course name is 28 characters long, including blanks, while HTERW is 5 characters long.

You do the math.

Okay, we’ll do the math. We’re saving 23 characters every time we use HTERW.

So, just a heads up that we’ll be using this abbreviation sometimes, so you’re not left scratching your head and wondering what the heck we’re talking about whenever we refer to HTERW throughout the remainder of this review.

Is the How The Economy Really Works course for you?

To determine whether Richard Duncan’s Udemy course is a good fit for you or not, ask yourself the following questions down below.

The more you answer “yes” to each question, the more likely it is that you’ll like this course.

Can you understand what Richard Duncan’s course is about in 30 seconds or less?

Hopefully, you can easily grasp in 10 seconds or less what this online course is about simply by taking a look at the title that Richard Duncan chose for the course, “How The Economy Really Works”, as well as its subtitle: “Understand how the government manages the economy through credit creation & asset price manipulation in the 21st Century”.

This combo of title and subtitle should be enough to communicate the purpose of the training if Richard Duncan is a good, clear communicator (which, of course, you want in a teacher).

In our opinion, if you still don’t know what HTERW is about after looking at these two things, then this is a red flag, and you might be better off not taking this class.

Among other things, it means Richard Duncan hasn’t clearly and accurately conveyed what the course is about and might not be the best teacher for you.

For similar reasons, it’s important that you’re able to clearly understand what How The Economy Really Works is all about from the first few lines of the course description.

So take just a few seconds to read the opening lines down below and see what you think of them. 

Opening lines of Richard Duncan’s official description of HTERW

Up until roughly 100 years ago, the government played very little role in the economy. It was generally believed that the economy worked best when directed by the autonomous forces of supply and demand. During the 18th and 19th Centuries, a consensus emerged on how the Capitalist economy worked; and that classical economic theory has been the foundation of economic teaching ever since.

The economy no longer works the way it did during the 19th Century, however. Over the past 100 years the government’s involvement in the economy has expanded so radically that the economic system itself has little left in common with Capitalism – at least, not at the Macro level. Yet Economics continues to be taught as if nothing has changed; and, for the most part, the public continues to believe that our economy is still driven by natural forces as it always was in the past. But that is very far from the truth.

Today, the government manages – or directs – the economy using a variety of policy tools to ensure that Gross Domestic Product continues to expand. The implications of this fact are very far reaching. It is impossible to understand politics or economics in our era without grasping that the government is managing the economy. Moreover, it is particularly important that investors understand this new reality because government actions now impact the direction of asset prices far more than any other variable.

(Read more about this course on the official course page.)

Does HTERW pass the 30 Seconds Test?

You can read a lot more about How The Economy Really Works on the official course page on Udemy, but the point is this: are the title, subtitle, and just the first few lines of the description enough to help you understand what the course is about?

If so, Richard Duncan has done a good job and can be considered more trustworthy and a good communicator, which are important qualities for any teacher.

And, if not, maybe you’re better off looking at other Finance & Accounting classes that are more clearly defined and more tailored to your specific interests.

Did How The Economy Really Works appeal to you in 30 seconds or less?

Now that you’ve done the 30 Second Test with HTERW above, what is your gut reaction to this Finance & Accounting course with only the basic information of its title, subtitle, and the first few opening lines of its official course summary?

Did Richard Duncan do a good job conveying its subject matter, and did it immediately get your attention and appeal to you?

If so, Richard Duncan’s online course is certainly worth considering some more.

But if not, perhaps it’s in your best interest to consider some other Finance & Accounting courses instead, because clear communication and being able to hook and maintain your interest are two very important qualities for your online learning success.

Does Richard Duncan sound like a course instructor you’d like to learn from?

You’ve already learned how to use The 30 Second Test to make a quick evaluation of whether the HTERW course is worth taking.

We have a similar 15 Second Bio Test where you read only the first few lines of an instructor’s background — in this case, Richard Duncan’s background — and then you make a quick, snap judgment as to whether you think the instructor would be ideal for you.

There is no right or wrong answer. It’s just about going with your gut instinct. What might appeal to one potential student might alienate another, and vice versa.

(FYI, all Udemy instructors, including Richard Duncan, have a Udemy profile on their course page, so you can easily check for a bio and background on the Udemy website that way. We’re only including the first few lines of the bio down below for The 15 Second Bio Test).

Opening lines from Richard Duncan’s Udemy bio

Richard Duncan is the author of three books on the global economic crisis. The Dollar Crisis: Causes, Consequences, Cures (2003) explained why a worldwide economic calamity was inevitable given the flaws in the post-Bretton Woods international monetary system. It was an international bestseller. The Corruption of Capitalism (2009) described the long series of US policy mistakes responsible for the crisis. It also outlined the policies necessary to permanently resolve it. His latest book, published in 2012, focuses specifically on the role that credit creation has played in this disaster. It’s entitled The New Depression: The Breakdown Of The Paper Money Economy.

(Learn more about this instructor on the official course page.)

What did you think about Richard Duncan after reading just the first few lines of the bio above?

After reading just the first few lines about Richard Duncan, did it make you more or less interested in taking the HTERW course?

And did it make you feel like Richard Duncan was more or less credible and qualified to teach How The Economy Really Works?

Finally, overall, did you feel like you’d receive the proper training from the instructor of this Finance & Accounting course?

As always, we encourage you to listen to your gut instinct, which is different for every student.

Are the HTERW lessons clear, specific, and organized well?

Part of the (good) problem with Udemy’s online courses, such as the How The Economy Really Works course, is that the instructors are constantly updating them, including adding and renaming lessons.

So it makes no sense whatsoever for us to list out all the modules and lessons in the HTERW course here, because you can just as easily go to the Udemy course page and get all the up to date course structure as of right now.

We do, however, have some tips about reviewing Richard Duncan’s course structure, so that you can get a better sense of whether this program is worth your time or not.

In a nutshell, you want to scan the the titles of the different sections and lessons of the course, and verify that they are clearly relevant to the course’s name, How The Economy Really Works, as well as the course’s subtitle, Understand how the government manages the economy through credit creation & asset price manipulation in the 21st Century.

If the section names and lessons are clear, specific, and relevant, then it’s a good sign that HTERW is potentially a good, useful course for you, and you can have more confidence in Richard Duncan’s teaching abilities and lesson planning.

On the other hand, if the module names are confusing, vague, or irrelevant, then this is a red flag, which might indicate that the program is worth skipping.

Have you taken some free lessons from Richard Duncan that you enjoyed?

Have you already learned something from Richard Duncan that you valued or enjoyed?

For example, does the How The Economy Really Works training have some free lessons that you can try? (Almost all Udemy instructors will give you at least one or two lessons for free to help you make a better, more informed decision before enrolling in their course.)

But if you weren’t able to get any HTERW lessons for free, have you perhaps watched a YouTube video by Richard Duncan, or perhaps come across this instructor’s thoughts on Quora, Facebook, LinkedIn, Github, Reddit, or some other platform?

Or have you perhaps even taken one of Richard Duncan’s free courses or free webinars? (Many online teachers offer these freebies, which is a great way to get to know them and evaluate their teaching methods before buying one of their courses.)

In any case, the more familiar you are with Richard Duncan’s teaching methods, and the more you enjoy them, the more likely it is that How The Economy Really Works will be a good fit for you.

(P.S.: We strongly encourage you to seek out some free instruction from Richard Duncan before purchasing this course, since it’s one of the best ways to determine whether HTERW will be helpful for you.)

Are “How The Economy Really Works” reviews generally positive?

On the bottom of the HTERW page, you can read student reviews of the class.

Prior to July 16, 2026, there were 238 students enrolled, 86 reviews / ratings, and it was overall rated 4.4 out of 5.

Obviously, the more highly other students rate HTERW the better, but no matter what, keep an open mind when reading the reviews, since you might still like a course a great deal that other students dislike.

After all, everyone’s got their own opinion.

We recommend that you spend only a couple minutes scanning the HTERW reviews to get an overall sense of them. You don’t have to read each one!

Is Richard Duncan responsive to student questions in the HTERW training?

You can see what other students have to say about this in their HTERW reviews.

But, our simple all time favorite way of gauging an instructor’s responsiveness is to simply email the instructor and see if or how they respond.

In this case, Udemy has a messaging system for students / anyone who has an account, and you can send Richard Duncan a message through this system quite easily, even if you haven’t bought HTERW yet.

For example, you could say, “Hi, and I came across HTERW while looking at Finance & Accounting courses on Udemy. If I enroll in your training, would you mind if I asked you any questions along the way?”

If you use this approach, the response (or lack of response) from the professor will tell you everything.

Obviously, the quicker the response the better!

Are you comfortable going through the lessons in How The Economy Really Works on your own, online?

This is a big one, because How The Economy Really Works is an online course as opposed to a course that you physically take in a classroom.

Of course, you will need a good internet connection to have access to the course material and lessons, but beyond that, you also have to be comfortable being self motivated to some degree, being on your own, and not having any physical interaction with any of the other students taking How The Economy Really Works.

Yes, you will be able to interact with the students and the teacher, Richard Duncan, online, but it’s a different kind of experience than what you’d get if you were interacting with them in person.

This is not a big deal to most people, but it might be something for you to consider if you feel like you do better taking classes in person rather than learning online.

Do the pros / benefits of HTERW make it worth your time?

Ideally, if you’ve gone through the evaluation steps above, you have a list of positive things about the How The Economy Really Works training that looks something like this:

• The purpose of HTERW can be clearly grasped and understood, and its lesson structure is clear, specific, and well organized
• Richard Duncan is well qualified to teach this subject matter, has good teaching abilities, and is responsive to student questions
• Other HTERW students have great things to say about the program

Other benefits include:

• You get to go through HTERW at your own pace
• You join a community of 238 other students taking the course
• You get lifetime access to the training
• All updates to the training are free
• You have a 30 day money back guarantee

Even if there are some things that you don’t like about the program, so what?

The question is simply this: do you think that HTERW would be worth your time, even if there are some things that could be better about it?

Can you comfortably afford HTERW?

Can you comfortably afford the cost of How The Economy Really Works?

This is an important question to answer, because even if you think HTERW sounds like the greatest online class in the world, it’s still not worth taking if you can’t comfortably afford it!

Before July 16, 2026, the price was $129.99 before any Udemy discount, and you were able to pay with a credit card.

Keep in mind that this is a Udemy online course, and there’s a great chance that you can get a solid discount on HTERW with Udemy coupons / promo codes, especially with the strategies we provide for helping you find the best, most popular coupons available.

We’ll cover that in greater detail in the next section, because at the end of the day, its important that you can learn whatever you want to learn without getting into a lot of credit card debt.

How can you maximize your discount on How The Economy Really Works?

By far, the easiest way to get the best and biggest discount on this course is to use the How The Economy Really Works discount code link at the top of this page.

It will instantly give you the best coupon code we could find for Richard Duncan’s online training.

We don’t believe there’s a bigger discount than the one we provided, but if for some reason you’d like to try find one, you can use the methods below to hunt for the best HTERW course coupons and promo codes you can find.

FYI, the methods below will help you not just with getting HTERW for a better price, but also with any other Richard Duncan Udemy course that you’d like to get for cheaper.

How can Google help you get a HTERW discount?

To use this method, do a Google search for the HTERW training, but in your search query, be sure to add words like coupon code, promo code, deal, sale, discount, and Udemy.

For example, you might do a search for “Udemy How The Economy Really Works promo code” or “How The Economy Really Works udemy coupon codes” and see what turns up.

Similarly, you can use the same combination of search terms with Richard Duncan’s name and see what happens.

For example, you might do a Google search for “Richard Duncan Udemy coupons” or “Richard Duncan course coupon codes” and see if that helps you.

However, in general, it’s far more powerful to do a search for deals and coupon codes with the actual training’s name, than with the instructor’s name.

So in this case, for example, prioritize searches for “How The Economy Really Works coupons” rather than “Richard Duncan coupons”.

How can a Udemy sale get you HTERW for cheaper?

Every once in while, Udemy will do a sitewide sale where they offer all (or almost all) their courses at a discounted price. For example, one of the best sales is where every course is only $10 or $9.99.

So, if you’re interested in saving as much money as possible, you could wait and see if you can get HTERW for this cheaper Udemy sale price one day.

The problem is that these sales only occur sporadically, so you might be waiting for a while. Also, if Richard Duncan decides not to participate in the site wide sale, then you won’t get a discount on HTERW, even though you could get a great discount on almost any other class at Udemy!

To understand this, think of there as being two different coupon categories for the HTERW course. Category one is an official Udemy coupon (which instructors can opt out of), while category two is a coupon offered directly by the instructor.

At the end of the day, it doesn’t matter what kind of a coupon tag you’re dealing with (for example, “officially from Udemy” or “officially from the instructor”), as long as long as as you’re dealing with active coupons that get you a better price.

How can you get a HTERW discount from Richard Duncan?

If you’re really serious about getting “How The Economy Really Works” for the cheapest price possible, then perhaps one of the most powerful things you can do is get a coupon code straight from Richard Duncan, instead of waiting for a Udemy sale.

To do this, you can use either the direct approach or an indirect approach to try to get your discount.

With the direct approach, the big idea is to simply get Richard Duncan’s contact info in some way or another (whether it’s email, or Twitter, or whatever else).

Then you send a message saying something like “I’m interested in enrolling in How The Economy Really Works. Do you happen to currently have an active coupon code for it that I could use?” (And then, hopefully, you’ll get a reply with your discount code.)

On the other hand, with the indirect approach, you join Richard Duncan’s mailing list, if you can find it, and then you hope that at some time HTERW will be promoted to you at a discount.

By far, the more powerful approach is the direct approach, because it tends to get results faster. But you can experiment with the indirect approach and see if it works for you.

Can you get HTERW for free?

Of course, the best possible price for the HTERW training is free! As in, you pay no money whatsoever.

And guess what? Sometimes Udemy instructors provide coupon codes that enable students to take their courses for free. So, perhaps it’s possible that Richard Duncan has done this.

Basically, if you’re trying to get this program for free, you will want to search for the course’s name along with other words like free coupon, or 100 off coupon.

For example, you might do a google search for “How The Economy Really Works free coupon” or “How The Economy Really Works 100 off coupon” and see what happens.

But keep this in mind: often, Udemy teachers will offer a free coupon for their course when it first opens to get some publicity and reviews. And then, after a few days, they’ll make the coupon expired.

So even Richard Duncan has offered free coupons for HTERW in the past, the odds are likely they will all be currently expired. This is a common pattern that we have found.

What about a HTERW free download?

It’s important to understand that there’s a difference between getting full access to the HTERW training for free legally with a free coupon code vs. finding a way to download HTERW illegally.

If you really want to go the download route, you can do a google search for something like “How The Economy Really Works download”.

And if that doesn’t get you the results you want, you can add the word “free” to your search.

For example, perhaps you could do a google search for “How The Economy Really Works free download”.

However, even if you get some results from these searches, we do not recommend that you take this course of action.

First of all, there are some shady sites out there that could be trying to infect your computer.

Second, Richard Duncan created this course and deserves monetary compensation for it.

And third, if you go the free download route, you’ll be missing out on a lot of value, because you won’t be able to ask the instructor questions or interact with the other 238 students enrolled in the program.

Can you get a refund on How The Economy Really Works if you don’t like it?

Let’s say that you used our tips above, and you were able to buy the HTERW training at a fantastic discounted price. So at this point, you’re super excited.

Then, you actually dive into Richard Duncan’s course, and you discover that it just isn’t for you for whatever reason.

And now you’re super bummed, because you feel like it wasn’t money well spent.

Well, guess what?

Udemy offers a rock solid 30 day money back guarantee on all their courses, so you can get a refund on HTERW no matter what. And this means there is absolutely no risk.

Indeed, even if you left a super negative, critical review on the HTERW training, and then asked for your money back, you’d get a refund. For better or worse, there’s nothing Richard Duncan could do about it, since it is simply Udemy policy.

To sum it up: yes, you can get a full refund, so at the end of the day, don’t worry about the possibility of purchasing HTERW and not liking it, since you can always get your money back.

What is OCP’s overall rating of How The Economy Really Works?

During this HTERW review, you’ve learned about some of the unusual ways we like to evaluate courses, such as with The 30 Second Test and The 15 Second Bio Test.

So our overall review process is perhaps a little unusual and different from other reviews out there. Keep this in mind when you consider the overall rating / score that we have given this course.

Anyway, after taking a look at the HTERW training, the instructor, Richard Duncan, and reading what other students have said about this program, we give it an overall rating of 4.6 out of 5.

Ultimately, though, what matters most is what you would rate it based on the same criteria.

What are some potential alternatives to How The Economy Really Works?

If you like this course, you might also be interested in:

1. Academic Writing Essentials: A College Writing Crash Course

Learn the strategies, tools, and secrets to write successfully at the college level

Taught by Dr. Mike Taylor, Assistant Professor of English, Writing Coach, and Editor

2. Become a Mechanics Pro!

Complex mechanics concepts MADE EASY!

Taught by UP Engineering Videos, We Don’t Lecture, We Teach

3. Learn Redox Reactions In Easy Steps (Chemistry)

Improve your chemistry grade in any exam (school/college exams,AP,Edexcel,AQA,IB,OCR,chemistry regents,Cambridge exams)

Taught by Gurkan Ozer, Chem Tutor

4. The Stock Market – Robert Merton

Understand Economics

Taught by EDOOTV – The knowledge dispenser, Digital E S.r.l.

5. Flat Earth Clues

Your Guide to why the Globe Earth Model doesn’t add up

Taught by Lisa Newton, Entrepreneur & Serial Author

TLDR: Just the quick facts about HTERW

Okay, if all of this was Too Long Didn’t Read for you, here is the Cliff’s Notes version of what HTERW’s online training is all about:

HTERW coupon & course info

Course Name: How The Economy Really Works

Subtitle: Understand how the government manages the economy through credit creation & asset price manipulation in the 21st Century

Instructor: Taught by Richard Duncan

Category: Finance & Accounting

Subcategory: Social Science

Provided by: Udemy

Price: $129.99 (before discount)

Free coupon code: Get Udemy coupon code discount at top of page (no charge for coupon, especially since we are compensated for referrals via affiliate marketing)

HTERW review info & popularity

Prior to July 16, 2026…

Students: 238 students enrolled

Ratings: 86 reviews

Rank: ranked #124e in Udemy Academics Courses in Udemy Finance & Accounting Courses

Rankings tip: rankings change all the time, so even if How The Economy Really Works is a bestseller or one of the top Udemy courses one year, it doesn’t mean it will be a top Udemy course the next year

HTERW final details

Languages: English

Skill level: All Levels

Lectures: 11 lectures lectures lessons

Duration: 2.5 total hours hours of video

What you get: By the end of the course, you will understand how the economy works in the 21st Century. You will see how and why the government directs the economy; and you will be better positioned to anticipate what the government will do next and to understand how that action will impact asset prices.

Target audience: Investors, students of economics, politics & history, the business community, journalists, policy makers, and the general public.

Requirements: There are no prerequisites for this course.

Access: Lifetime access

Peace of mind: 30 day money back guarantee

Availability: available online, as well as on iOS and Android

Download options: check course to see if you can download lessons