This is the best Udemy Credit Risk Analysis and Modeling coupon code discount for 2025.
So if you’re interested in Institute of Investment Banking’s “Credit Risk Analysis and Modeling” course, which will help you increase your Business skills, get your discount on this Udemy online course up above while it’s still available. (The coupon code will be instantly applied.)
Credit Risk Analysis and Modeling review for 2025
In our review of this course, we try to help you answer all of your most important questions about Credit Risk Analysis and Modeling as quickly and efficiently as possible, so that you can determine whether this online education training is worth your time and money.
Feel free to jump to whatever question you want answered the most.
Here’s what you’ll learn:
Why use CRAAM as an abbreviation of the course name?
During our Credit Risk Analysis and Modeling course review, you might sometimes see us refer to it as CRAAM for the following 2 reasons:
- We created the acronym by taking the first letter of every word (which was very ingenious and innovative, we know)
- We’re lazy and CRAAM is simpler and easier for reviewing purposes
The full course name is 33 characters long, including blanks, while CRAAM is 5 characters long.
You do the math.
Okay, we’ll do the math. We’re saving 28 characters every time we use CRAAM.
So, just a heads up that we’ll be using this abbreviation sometimes, so you’re not left scratching your head and wondering what the heck we’re talking about whenever we refer to CRAAM throughout the remainder of this review.
Is the Credit Risk Analysis and Modeling course for you?
To determine whether Institute of Investment Banking’s Udemy course is a good fit for you or not, ask yourself the following questions down below.
The more you answer “yes” to each question, the more likely it is that you’ll like this course.
Can you understand what Institute of Investment Banking’s course is about in 30 seconds or less?
Hopefully, you can easily grasp in 10 seconds or less what this online course is about simply by taking a look at the title that Institute of Investment Banking chose for the course, “Credit Risk Analysis and Modeling”, as well as its subtitle: “Learn all about Credit Risk Analysis, Credit Rating, Credit Scoring, Structural Models, Term Structure in details”.
This combo of title and subtitle should be enough to communicate the purpose of the training if Institute of Investment Banking is a good, clear communicator (which, of course, you want in a teacher).
In our opinion, if you still don’t know what CRAAM is about after looking at these two things, then this is a red flag, and you might be better off not taking this class.
Among other things, it means Institute of Investment Banking hasn’t clearly and accurately conveyed what the course is about and might not be the best teacher for you.
For similar reasons, it’s important that you’re able to clearly understand what Credit Risk Analysis and Modeling is all about from the first few lines of the course description.
So take just a few seconds to read the opening lines down below and see what you think of them.
Opening lines of Institute of Investment Banking’s official description of CRAAM
Credit Risk and Rating plays a major role in any of the organization’s lifespan. It is basically determining the funding requirement of the business. So how is it done? It’s very simple if few steps are followed for analysis purpose. So one of the steps in this process is Credit Risk and Rating Modeling. The training will include the following;
1) Different measures of credit risk
2) Traditional credit models – credit rating & credit scoring – strengths n weaknesses
(Read more about this course on the official course page.)
Does CRAAM pass the 30 Seconds Test?
You can read a lot more about Credit Risk Analysis and Modeling on the official course page on Udemy, but the point is this: are the title, subtitle, and just the first few lines of the description enough to help you understand what the course is about?
If so, Institute of Investment Banking has done a good job and can be considered more trustworthy and a good communicator, which are important qualities for any teacher.
And, if not, maybe you’re better off looking at other Business classes that are more clearly defined and more tailored to your specific interests.
Did Credit Risk Analysis and Modeling appeal to you in 30 seconds or less?
Now that you’ve done the 30 Second Test with CRAAM above, what is your gut reaction to this Business course with only the basic information of its title, subtitle, and the first few opening lines of its official course summary?
Did Institute of Investment Banking do a good job conveying its subject matter, and did it immediately get your attention and appeal to you?
If so, Institute of Investment Banking’s online course is certainly worth considering some more.
But if not, perhaps it’s in your best interest to consider some other Business courses instead, because clear communication and being able to hook and maintain your interest are two very important qualities for your online learning success.
Does Institute of Investment Banking sound like a course instructor you’d like to learn from?
You’ve already learned how to use The 30 Second Test to make a quick evaluation of whether the CRAAM course is worth taking.
We have a similar 15 Second Bio Test where you read only the first few lines of an instructor’s background — in this case, Institute of Investment Banking’s background — and then you make a quick, snap judgment as to whether you think the instructor would be ideal for you.
There is no right or wrong answer. It’s just about going with your gut instinct. What might appeal to one potential student might alienate another, and vice versa.
(FYI, all Udemy instructors, including Institute of Investment Banking, have a Udemy profile on their course page, so you can easily check for a bio and background on the Udemy website that way. We’re only including the first few lines of the bio down below for The 15 Second Bio Test).
Opening lines from Institute of Investment Banking’s Udemy bio
Institute of Investment Banking (iiB) offers a comprehensive range of professional Online Courses and Classroom Programs in Finance and Investment Banking. iiB is the Premier Finance Training Provider around the world. iiB has built a strong online platform and caters to self-paced learning, online learning and classroom mode of learning. Our courses are taught by industry experts. Our courses are driven by a constant need to be job relevant and stimulating, taking into consideration the dynamic nature of the Financial Services and Analytics market. Today, iiB is a name trusted by companies, professionals and students across India and all over the world. We empower you with practical knowledge through our courses. With us, you get the intensive experience that will expose you to new challenges, and innovative ideas to perform better in your career. We’ve been offering our courses for more than a decade and our alumni are already doing a remarkable job across the globe. Our academic excellence goes beyond theoretical knowledge or setting you up to memorize things, our courses are built around applied Finance. We’re proud of people who give us their time and commitment. We’re looking for people who are ready to level up, who care to up-skill and re-skill with changing time and work demand. One thing we preach is that any learning needs focus, commitment, and consistency. Come and Join our courses and take a leap.
What did you think about Institute of Investment Banking after reading just the first few lines of the bio above?
After reading just the first few lines about Institute of Investment Banking, did it make you more or less interested in taking the CRAAM course?
And did it make you feel like Institute of Investment Banking was more or less credible and qualified to teach Credit Risk Analysis and Modeling?
Finally, overall, did you feel like you’d receive the proper training from the instructor of this Business course?
As always, we encourage you to listen to your gut instinct, which is different for every student.
Are the CRAAM lessons clear, specific, and organized well?
Part of the (good) problem with Udemy’s online courses, such as the Credit Risk Analysis and Modeling course, is that the instructors are constantly updating them, including adding and renaming lessons.
So it makes no sense whatsoever for us to list out all the modules and lessons in the CRAAM course here, because you can just as easily go to the Udemy course page and get all the up to date course structure as of right now.
We do, however, have some tips about reviewing Institute of Investment Banking’s course structure, so that you can get a better sense of whether this program is worth your time or not.
In a nutshell, you want to scan the the titles of the different sections and lessons of the course, and verify that they are clearly relevant to the course’s name, Credit Risk Analysis and Modeling, as well as the course’s subtitle, Learn all about Credit Risk Analysis, Credit Rating, Credit Scoring, Structural Models, Term Structure in details.
If the section names and lessons are clear, specific, and relevant, then it’s a good sign that CRAAM is potentially a good, useful course for you, and you can have more confidence in Institute of Investment Banking’s teaching abilities and lesson planning.
On the other hand, if the module names are confusing, vague, or irrelevant, then this is a red flag, which might indicate that the program is worth skipping.
Have you taken some free lessons from Institute of Investment Banking that you enjoyed?
Have you already learned something from Institute of Investment Banking that you valued or enjoyed?
For example, does the Credit Risk Analysis and Modeling training have some free lessons that you can try? (Almost all Udemy instructors will give you at least one or two lessons for free to help you make a better, more informed decision before enrolling in their course.)
But if you weren’t able to get any CRAAM lessons for free, have you perhaps watched a YouTube video by Institute of Investment Banking, or perhaps come across this instructor’s thoughts on Quora, Facebook, LinkedIn, Github, Reddit, or some other platform?
Or have you perhaps even taken one of Institute of Investment Banking’s free courses or free webinars? (Many online teachers offer these freebies, which is a great way to get to know them and evaluate their teaching methods before buying one of their courses.)
In any case, the more familiar you are with Institute of Investment Banking’s teaching methods, and the more you enjoy them, the more likely it is that Credit Risk Analysis and Modeling will be a good fit for you.
(P.S.: We strongly encourage you to seek out some free instruction from Institute of Investment Banking before purchasing this course, since it’s one of the best ways to determine whether CRAAM will be helpful for you.)
Are “Credit Risk Analysis and Modeling” reviews generally positive?
On the bottom of the CRAAM page, you can read student reviews of the class.
Prior to August 25, 2025, there were 4,770 students enrolled, 231 reviews / ratings, and it was overall rated 3.1 out of 5.
Obviously, the more highly other students rate CRAAM the better, but no matter what, keep an open mind when reading the reviews, since you might still like a course a great deal that other students dislike.
After all, everyone’s got their own opinion.
We recommend that you spend only a couple minutes scanning the CRAAM reviews to get an overall sense of them. You don’t have to read each one!
Is Institute of Investment Banking responsive to student questions in the CRAAM training?
You can see what other students have to say about this in their CRAAM reviews.
But, our simple all time favorite way of gauging an instructor’s responsiveness is to simply email the instructor and see if or how they respond.
In this case, Udemy has a messaging system for students / anyone who has an account, and you can send Institute of Investment Banking a message through this system quite easily, even if you haven’t bought CRAAM yet.
For example, you could say, “Hi, and I came across CRAAM while looking at Business courses on Udemy. If I enroll in your training, would you mind if I asked you any questions along the way?”
If you use this approach, the response (or lack of response) from the professor will tell you everything.
Obviously, the quicker the response the better!
Are you comfortable going through the lessons in Credit Risk Analysis and Modeling on your own, online?
This is a big one, because Credit Risk Analysis and Modeling is an online course as opposed to a course that you physically take in a classroom.
Of course, you will need a good internet connection to have access to the course material and lessons, but beyond that, you also have to be comfortable being self motivated to some degree, being on your own, and not having any physical interaction with any of the other students taking Credit Risk Analysis and Modeling.
Yes, you will be able to interact with the students and the teacher, Institute of Investment Banking, online, but it’s a different kind of experience than what you’d get if you were interacting with them in person.
This is not a big deal to most people, but it might be something for you to consider if you feel like you do better taking classes in person rather than learning online.
Do the pros / benefits of CRAAM make it worth your time?
Ideally, if you’ve gone through the evaluation steps above, you have a list of positive things about the Credit Risk Analysis and Modeling training that looks something like this:
- The purpose of CRAAM can be clearly grasped and understood, and its lesson structure is clear, specific, and well organized
- Institute of Investment Banking is well qualified to teach this subject matter, has good teaching abilities, and is responsive to student questions
- Other CRAAM students have great things to say about the program
Other benefits include:
- You get to go through CRAAM at your own pace
- You join a community of 4,770 other students taking the course
- You get lifetime access to the training
- All updates to the training are free
- You have a 30 day money back guarantee
Even if there are some things that you don’t like about the program, so what?
The question is simply this: do you think that CRAAM would be worth your time, even if there are some things that could be better about it?
Can you comfortably afford CRAAM?
Can you comfortably afford the cost of Credit Risk Analysis and Modeling?
This is an important question to answer, because even if you think CRAAM sounds like the greatest online class in the world, it’s still not worth taking if you can’t comfortably afford it!
Before August 25, 2025, the price was $12.99 before any Udemy discount, and you were able to pay with a credit card.
Keep in mind that this is a Udemy online course, and there’s a great chance that you can get a solid discount on CRAAM with Udemy coupons / promo codes, especially with the strategies we provide for helping you find the best, most popular coupons available.
We’ll cover that in greater detail in the next section, because at the end of the day, its important that you can learn whatever you want to learn without getting into a lot of credit card debt.
How can you maximize your discount on Credit Risk Analysis and Modeling?
By far, the easiest way to get the best and biggest discount on this course is to use the Credit Risk Analysis and Modeling discount code link at the top of this page.
It will instantly give you the best coupon code we could find for Institute of Investment Banking’s online training.
We don’t believe there’s a bigger discount than the one we provided, but if for some reason you’d like to try find one, you can use the methods below to hunt for the best CRAAM course coupons and promo codes you can find.
FYI, the methods below will help you not just with getting CRAAM for a better price, but also with any other Institute of Investment Banking Udemy course that you’d like to get for cheaper.
How can Google help you get a CRAAM discount?
To use this method, do a Google search for the CRAAM training, but in your search query, be sure to add words like coupon code, promo code, deal, sale, discount, and Udemy.
For example, you might do a search for “Udemy Credit Risk Analysis and Modeling promo code” or “Credit Risk Analysis and Modeling udemy coupon codes” and see what turns up.
Similarly, you can use the same combination of search terms with Institute of Investment Banking’s name and see what happens.
For example, you might do a Google search for “Institute of Investment Banking Udemy coupons” or “Institute of Investment Banking course coupon codes” and see if that helps you.
However, in general, it’s far more powerful to do a search for deals and coupon codes with the actual training’s name, than with the instructor’s name.
So in this case, for example, prioritize searches for “Credit Risk Analysis and Modeling coupons” rather than “Institute of Investment Banking coupons”.
How can a Udemy sale get you CRAAM for cheaper?
Every once in while, Udemy will do a sitewide sale where they offer all (or almost all) their courses at a discounted price. For example, one of the best sales is where every course is only $10 or $9.99.
So, if you’re interested in saving as much money as possible, you could wait and see if you can get CRAAM for this cheaper Udemy sale price one day.
The problem is that these sales only occur sporadically, so you might be waiting for a while. Also, if Institute of Investment Banking decides not to participate in the site wide sale, then you won’t get a discount on CRAAM, even though you could get a great discount on almost any other class at Udemy!
To understand this, think of there as being two different coupon categories for the CRAAM course. Category one is an official Udemy coupon (which instructors can opt out of), while category two is a coupon offered directly by the instructor.
At the end of the day, it doesn’t matter what kind of a coupon tag you’re dealing with (for example, “officially from Udemy” or “officially from the instructor”), as long as long as as you’re dealing with active coupons that get you a better price.
How can you get a CRAAM discount from Institute of Investment Banking?
If you’re really serious about getting “Credit Risk Analysis and Modeling” for the cheapest price possible, then perhaps one of the most powerful things you can do is get a coupon code straight from Institute of Investment Banking, instead of waiting for a Udemy sale.
To do this, you can use either the direct approach or an indirect approach to try to get your discount.
With the direct approach, the big idea is to simply get Institute of Investment Banking’s contact info in some way or another (whether it’s email, or Twitter, or whatever else).
Then you send a message saying something like “I’m interested in enrolling in Credit Risk Analysis and Modeling. Do you happen to currently have an active coupon code for it that I could use?” (And then, hopefully, you’ll get a reply with your discount code.)
On the other hand, with the indirect approach, you join Institute of Investment Banking’s mailing list, if you can find it, and then you hope that at some time CRAAM will be promoted to you at a discount.
By far, the more powerful approach is the direct approach, because it tends to get results faster. But you can experiment with the indirect approach and see if it works for you.
Can you get CRAAM for free?
Of course, the best possible price for the CRAAM training is free! As in, you pay no money whatsoever.
And guess what? Sometimes Udemy instructors provide coupon codes that enable students to take their courses for free. So, perhaps it’s possible that Institute of Investment Banking has done this.
Basically, if you’re trying to get this program for free, you will want to search for the course’s name along with other words like free coupon, or 100 off coupon.
For example, you might do a google search for “Credit Risk Analysis and Modeling free coupon” or “Credit Risk Analysis and Modeling 100 off coupon” and see what happens.
But keep this in mind: often, Udemy teachers will offer a free coupon for their course when it first opens to get some publicity and reviews. And then, after a few days, they’ll make the coupon expired.
So even Institute of Investment Banking has offered free coupons for CRAAM in the past, the odds are likely they will all be currently expired. This is a common pattern that we have found.
What about a CRAAM free download?
It’s important to understand that there’s a difference between getting full access to the CRAAM training for free legally with a free coupon code vs. finding a way to download CRAAM illegally.
If you really want to go the download route, you can do a google search for something like “Credit Risk Analysis and Modeling download”.
And if that doesn’t get you the results you want, you can add the word “free” to your search.
For example, perhaps you could do a google search for “Credit Risk Analysis and Modeling free download”.
However, even if you get some results from these searches, we do not recommend that you take this course of action.
First of all, there are some shady sites out there that could be trying to infect your computer.
Second, Institute of Investment Banking created this course and deserves monetary compensation for it.
And third, if you go the free download route, you’ll be missing out on a lot of value, because you won’t be able to ask the instructor questions or interact with the other 4,770 students enrolled in the program.
Can you get a refund on Credit Risk Analysis and Modeling if you don’t like it?
Let’s say that you used our tips above, and you were able to buy the CRAAM training at a fantastic discounted price. So at this point, you’re super excited.
Then, you actually dive into Institute of Investment Banking’s course, and you discover that it just isn’t for you for whatever reason.
And now you’re super bummed, because you feel like it wasn’t money well spent.
Well, guess what?
Udemy offers a rock solid 30 day money back guarantee on all their courses, so you can get a refund on CRAAM no matter what. And this means there is absolutely no risk.
Indeed, even if you left a super negative, critical review on the CRAAM training, and then asked for your money back, you’d get a refund. For better or worse, there’s nothing Institute of Investment Banking could do about it, since it is simply Udemy policy.
To sum it up: yes, you can get a full refund, so at the end of the day, don’t worry about the possibility of purchasing CRAAM and not liking it, since you can always get your money back.
What is OCP’s overall rating of Credit Risk Analysis and Modeling?
During this CRAAM review, you’ve learned about some of the unusual ways we like to evaluate courses, such as with The 30 Second Test and The 15 Second Bio Test.
So our overall review process is perhaps a little unusual and different from other reviews out there. Keep this in mind when you consider the overall rating / score that we have given this course.
Anyway, after taking a look at the CRAAM training, the instructor, Institute of Investment Banking, and reading what other students have said about this program, we give it an overall rating of 3.6 out of 5.
Ultimately, though, what matters most is what you would rate it based on the same criteria.
What are some potential alternatives to Credit Risk Analysis and Modeling?
If you like this course, you might also be interested in:
1. UIPath RPA Tutorial – Zero To Advanced RPA UIPath Developer
Start your RPA Journey from Zero to Hero with UIPath
Taught by Shahansha Shaik
2. Finance 101: Financial Skills for the Real World
Understand and Learn How to Apply the Core Principles of Finance In a Couple of Hours
Taught by 365 Careers
3. Excel, Fin Analysis, Valuation and Financial Modeling 2019
Learn Excel for Finance, Financial Analysis, DCF and Relative Valuation and Financial Modeling from scratch.
Taught by Institute of Investment Banking
4. An Introduction to Reliability Engineering
A Study of Why Things Fail and How to Measure and Improve their Useful Life
Taught by Ray Harkins
5. The Complete Google Ads Masterclass (Former Google AdWords)
Learn Google Ads (Former Google AdWords) to Get More Traffic, Leads & Sales to Grow Your Business & Career.
Taught by Robin & Jesper
TLDR: Just the quick facts about CRAAM
Okay, if all of this was Too Long Didn’t Read for you, here is the Cliff’s Notes version of what CRAAM’s online training is all about:
CRAAM coupon & course info
Course Name: Credit Risk Analysis and Modeling
Subtitle: Learn all about Credit Risk Analysis, Credit Rating, Credit Scoring, Structural Models, Term Structure in details
Instructor: Taught by Institute of Investment Banking
Category: Business
Subcategory: Finance
Provided by: Udemy
Price: $12.99 (before discount)
Free coupon code: Get Udemy coupon code discount at top of page (no charge for coupon, especially since we are compensated for referrals via affiliate marketing)
CRAAM review info & popularity
Prior to August 25, 2025…
Students: 4,770 students enrolled
Ratings: 231 reviews
Rank: ranked #4511 in Udemy Business Courses
Rankings tip: rankings change all the time, so even if Credit Risk Analysis and Modeling is a bestseller or one of the top Udemy courses one year, it doesn’t mean it will be a top Udemy course the next year
CRAAM final details
Languages: English
Skill level: All Levels
Lectures: 21 lectures lectures lessons
Duration: 2.5 total hours hours of video
What you get: Learn different measures of credit risk
Target audience: Students, Interns
Requirements: Microsoft Excel
Access: Lifetime access
Peace of mind: 30 day money back guarantee
Availability: available online, as well as on iOS and Android
Download options: check course to see if you can download lessons
